How Do I Check My HSA Balance?

Quick answer: Log in to your HSA provider's website or mobile app and look for the "HSA" or "Accounts" section on the dashboard. Your current balance, available-to-spend amount, and recent transactions are visible 24/7.

Your Health Savings Account (HSA) is held at a bank or administrator chosen by your church — common examples include HSA Bank and Fidelity. The exact screens vary slightly by provider, but the process is the same everywhere.

Steps to Check Your Balance

1. Log in to your provider's member portal — either the official website or their mobile app. (Not sure who your provider is? Check the logo on your HSA debit card or your welcome packet.)

2. Find your account on the dashboard — look for a tab or card labeled "HSA" or "Accounts" on the home screen.

3. Open the account to see your up-to-the-minute cash balance, your available-to-spend amount, and your recent transactions.

Tip: Use the Mobile App

Most HSA providers offer a mobile app that shows your balance at a glance and lets you snap photos of medical receipts on the go — handy for keeping records of qualified expenses.

Good to Know

• Checking your balance before a medical purchase avoids a declined card at the pharmacy or doctor's office.

• Your balance and your "available to spend" amount can differ slightly if recent transactions are still processing.

• If your church's HSA is with a different provider than the ones named above, the steps are the same — log in to that provider's portal or app.

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